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Natalie Todoroff
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Jessa Claeys
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Mark Friedlander
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Jessa ClaeysEdited by
Mark FriedlanderReviewed by
Updated Aug 01, 2024
Geico, USAA and State Farm are writing some of the best car insurance policies in Maryland.
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On this page
Finding the best auto insurance in Maryland can be challenging. Insurers offer a wide variety of policy options, and not all of them will be right for your unique situation. Bankrate’s insurance editorial team analyzed Maryland insurers based on metrics including average rates, coverage options, advertised discounts, digital tools and third-party ratings. Reviewing our results may help you find the right car insurance policy in Maryland for you.
Based on our research, the best car insurance companies in Maryland include:
- Best car insurance company for digital tools: Geico
- Best car insurance company for military-tailored coverage: USAA
- Best car insurance company for local agencies: State Farm
- Best car insurance company for building coverage on a budget: Progressive
- Best car insurance company for add-on coverage: Erie
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On This Page
On This Page
- Best car insurance companies in Maryland
- How to find the best car insurance in Maryland
- How much is car insurance in Maryland?
- Estimate your car insurance cost
- Frequently asked questions
- Methodology
Best car insurance companies in Maryland
Based on our extensive research and systematic Bankrate Score analysis, Bankrate’s insurance editorial team determined that Geico, USAA and State Farm are among the best car insurance companies in Maryland. To begin our analysis, we first obtained current premium information from the largest insurance providers based on market share in Maryland from Quadrant Information Services and compared those rates with the state average. Our data shows that the average cost of car insurance in Maryland is $2,548 per year for full coverage and $908 per year for minimum coverage. Third-party ratings were also considered, such as customer satisfaction scores from the J.D. Power 2023 U.S. Auto Insurance Study and AM Best financial strength ratings.
If you are looking for the best auto insurance in Maryland, you might want to get quotes from these carriers:
| Insurance company | Bankrate Score Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. | Average full coverage rate | Average min coverage rate |
|---|---|---|---|
Geico | 4.4 Rating: 4.4 stars out of 5 | $2,113 | $700 |
USAA | 4.2 Rating: 4.2 stars out of 5 | $2,092 | $656 |
State Farm | 4.3 Rating: 4.3 stars out of 5 | $2,433 | $996 |
Progressive | 4.4 Rating: 4.4 stars out of 5 | $1,785 | $795 |
Erie | 4.0 Rating: 4 stars out of 5 | $1,929 | $737 |
Auto insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.
Rates refreshed as of Aug 2024
Read our full methodology
Geico
4.4
4.4
Rating: 4.4 stars out of 5 Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings. Bankrate Score
Read Geico reviewGet a quote
Avg. full coverage premium
$176/mo
Avg. full coverage premium
$2,113/yr
Customer satisfaction
647/1,000
Why Geico made our list: Geico hashighly-rated digital toolsavailable for those who prefer to handle their coverage online or via a mobile app, along with lower-than-average Maryland rates and plenty of potential discounts. However, Geico’s policies do not come with many options for personalization. The company offers fewer endorsements than many of its competitors. Geico earns a below-average customer satisfaction score from J.D. Power for the mid-Atlantic region, but it carries an A++ (Superior) financial strength rating from AM Best, the highest level possible.
Who Geico may be good for: If you like to handle your insurance needs digitally rather than by phone or in an office, Geico could be a good option. In fact, Geico has the distinct honor of being awarded two different 2024 Bankrate Awards: Best Budget Auto Insurance Company (tied with Amica) and Best Overall Auto Insurance Company (also tied with Amica).
Read fullGeico Insurance review
Pros
- Highly-rated mobile app and online portal experience
- Strong financial strength rating from AM Best
Cons
- Performed below average in J.D. Power’s 2023 U.S. Auto Insurance Study for the Mid-Atlantic region
- Limited add-on endorsements for customizing car insurance policy
Robust digital tools
Long list of potential discounts
Nationwide availability
DriveEasy telematics program
Offers coverage to drive in Mexico
USAA
4.2
4.2
Rating: 4.2 stars out of 5 Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings. Bankrate Score
Read USAA reviewGet a quote
Avg. full coverage premium
$174/mo
Avg. full coverage premium
$2,092/yr
Customer satisfaction
743/1,000
Why USAA made our list: USAA stands out for its excellent customer satisfaction score — although it doesn’t qualify for official J.D. Power ranking due to its eligibility requirements — and A++ (Superior) AM Best financial strength rating. Customers can upgrade their policies with coverage for roadside assistance, rental reimbursement and accident forgiveness.
Who USAA may be good for: USAA offers insurance coverage only to active-duty military members, veterans and their eligible family members. If you qualify for coverage, USAA may be appealing due to its military-tailored coverage options.
Read full USAA review
Pros
- Superior customer service according to J.D. Power
- Optional coverage tailored to military needs
Cons
- Only serves active-duty military, veterans and qualified family members
- Limited in-person insurance locations
Robust mobile app
High customer satisfaction ratings
Rental car discounts
Pay-as-you-drive coverage available
State Farm
4.3
4.3
Rating: 4.3 stars out of 5 Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings. Bankrate Score
Read State Farm reviewGet a quote
Avg. full coverage premium
$203/mo
Avg. full coverage premium
$2,433/yr
Customer satisfaction
652/1,000
Why State Farm made our list: State Farm is the largest auto insurance company in the U.S. by market share and offers home and life coverage in addition to auto insurance. The company received an above-industry-average score for customer satisfaction from J.D. Power and has both an extensive agent network and highly-rated digital tools. State Farm carries an A++ (Superior) financial strength rating from AM Best.
Who State Farm may be good for: State Farm could be appealing if you prefer handling your coverage in person, as it has a network of local agents across Maryland.
Read full State Farm Insurance review
Pros
- Extensive network of local agents
- Superior financial strength rating from AM Best
Cons
- No gap coverage available
- State Farm may not be an option for drivers with a DUI conviction
Rideshare insurance
Boat and ATV insurance
Nationwide availability
Safe driver discounts for those under 25
Progressive
4.4
4.4
Rating: 4.4 stars out of 5 Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings. Bankrate Score
Read Progressive reviewGet a quote
Avg. full coverage premium
$149/mo
Avg. full coverage premium
$1,785/yr
Customer satisfaction
624/1,000
Why Progressive made our list: Progressive stands out for making the insurance shopping process easy through its well-developed digital tools. The company also offers numerous potential discounts that might help you save. Progressive carries an A+ (Superior) financial strength rating from AM Best. However, Progressive’s ranking for claims satisfaction from J.D. Power was below the industry average.
Who Progressive may be good for: Customers wanting to match their coverage to their budgets may find Progressive’s Name Your Price tool useful.
Read full Progressive Insurance review
Pros
- Offers tools to help policyholders build insurance coverage around a budget
- Many optional coverage types for a customized auto insurance policy
Cons
- Ranked below average in the mid-Atlantic region in J.D. Power’s 2023 Auto Insurance Study
- Insurance rates may not be consistent across agency and online quotes
Snowmobile coverage
Home and auto bundling
Quote comparison tool includes competitor rates
Accident forgiveness
Name Your Price tool
Erie
4
4
Rating: 4 stars out of 5 Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings. Bankrate Score
Read Erie reviewGet a quote
Avg. full coverage premium
$161/mo
Avg. full coverage premium
$1,929/yr
Customer satisfaction
713/1,000
Why Erie made our list: Erie’s unique Rate Lock feature may help you avoid premium increases unless you make coverage changes to your policy, like adding a vehicle or driver. Additionally, its accident forgiveness endorsement may ensure that your first accident won’t result in a surcharge to your premium. However, its online portal and mobile app experience are not as sleek as some competitor offerings, which may make it difficult for customers who want a digital insurance experience.
Who Erie may be good for: If you’re looking for robust coverage and excellent service, Erie might be a good choice. The carrier came in first place in the mid-Atlantic region of the J.D. Power U.S. Auto Insurance Study.
Read full Erie Insurance review
Pros
- Many optional coverage types available
- Ranked first in J.D. Power’s U.S. Auto Insurance Study for the Mid-Atlantic region
Cons
- Online portal and mobile app are not as functional as some competitors’
- Only available in 12 states
Rate lock for policy pricing
Auto and renters or home insurance bundles
YourTurn telematics app
Good customer service reputation
How Bankrate chose the best car insurance companies in Maryland
The best car insurance in Maryland for your needs may be tricky to assess if you’re not sure where to start. Bankrate made its selections after analyzing dozens of large and regional car insurance companies. We assessed carriers based on average premium data sourced from Quadrant Information Services as well as coverage availability and mobile app accessibility.
We also considered third-party ratings from agencies like AM Best for financial strength and J.D. Power for customer satisfaction. All of this was consolidated into our Bankrate Score for a maximum score of 5 out of 5 points. Using the Bankrate Score may be useful to get a quick impression of a company, and to compare a carrier with other auto insurance companies in Maryland.
Why you can trust Bankrate
To help Maryland drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
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How to find the best car insurance in Maryland
Everyone may have different car insurance needs and preferences, so finding the best car insurance might not look the same for everyone. During your search for the best auto insurance in Maryland, the following considerations could be useful.
Related content:
Average cost of car insurance in MarylandPreviously Read
Cheapest car insurance in MarylandPreviously Read
Best Homeowners Insurance in MarylandPreviously Read
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How much is car insurance in Maryland?
When it comes to average full coverage car insurance, Maryland drivers pay roughly the same amount as the national average. On average, Maryland drivers pay $2,548 annually for full coverage, which is just 9 percent more than the U.S. average of $2,329. Minimum coverage tends to be significantly more expensive in Maryland, though, with an average annual premium of $908, which is 44 percent more than the national average annual premium of $633.
Average premiums in Maryland may be higher for a number of reasons. Maryland’s state minimum coverage includes uninsured motorists coverage, which isn’t included in many other states. The state has a five-year average of nearly 110,000 crashes per year, which could be considered high, especially when the state’s small geographic footprint is compared to much larger states.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
| City | Avg. annual full coverage premium | Avg. savings vs. state average |
|---|---|---|
| Rawlings | $2,068 | -21% |
| Centreville | $2,024 | -23% |
| Denton | $2,006 | -24% |
| Ingleside | $2,019 | -23% |
| Neavitt | $2,024 | -23% |
| Rhodesdale | $2,017 | -23% |
| Woolford | $2,020 | -23% |
| Chewsville | $2,014 | -23% |
| Hagerstown | $1,940 | -27% |
| Mount Airy | $2,051 | -22% |
| Myersville | $1,971 | -26% |
| Walkersville | $2,024 | -23% |
| Ocean City | $1,994 | -24% |
| Sharptown | $2,038 | -22% |
| Snow Hill | $2,018 | -23% |
| Baltimore | $3,027 | +17% |
| Annapolis | $2,257 | -12% |
| Bittinger | $2,111 | -19% |
| Halethorpe | $2,719 | +6% |
| Towson | $2,555 | +0% |
| Accident | $2,114 | -19% |
| Sparks Glencoe | $2,467 | -3% |
| White Marsh | $2,631 | +3% |
| Barton | $2,072 | -21% |
| Middle River | $2,806 | +10% |
| Windsor Mill | $3,312 | +26% |
| Ellerslie | $2,076 | -20% |
| Gwynn Oak | $3,783 | +39% |
| Easton | $1,978 | -25% |
| Fishing Creek | $2,020 | -23% |
| Hillsboro | $1,992 | -24% |
| Millington | $2,005 | -24% |
| Secretary | $2,013 | -23% |
| Taylors Island | $2,022 | -23% |
| Templeville | $2,001 | -24% |
| Frederick | $1,996 | -24% |
| Oldtown | $2,077 | -20% |
| Betterton | $2,006 | -24% |
| Chester | $2,021 | -23% |
| Price | $2,010 | -24% |
| Saint Michaels | $1,996 | -24% |
| Sherwood | $2,020 | -23% |
| Stevensville | $2,010 | -24% |
| Worton | $2,001 | -24% |
| Ridgely | $2,017 | -23% |
| Chestertown | $1,996 | -24% |
| Adamstown | $2,009 | -24% |
| White Hall | $2,238 | -13% |
| Curtis Bay | $3,125 | +20% |
| Catonsville | $2,762 | +8% |
| Cumberland | $1,974 | -25% |
| Bel Alton | $2,482 | -3% |
| Solomons | $2,279 | -11% |
| Laurel | $2,517 | -1% |
| Bowie | $2,593 | +2% |
| College Park | $2,790 | +9% |
| Cascade | $1,996 | -24% |
| Sykesville | $2,167 | -16% |
| Salisbury | $2,061 | -21% |
| Crisfield | $2,054 | -21% |
| Quantico | $2,066 | -21% |
| Stockton | $2,027 | -23% |
| Upper Fairmount | $2,037 | -22% |
| Perry Point | $2,300 | -10% |
| Westminster | $2,142 | -17% |
| Knoxville | $2,003 | -24% |
| Point Of Rocks | $2,030 | -23% |
| Sharpsburg | $2,020 | -23% |
| Unionville | $2,025 | -23% |
| West Friendship | $2,291 | -11% |
| Woodbine | $2,152 | -17% |
| Powellville | $2,040 | -22% |
| Cambridge | $2,028 | -23% |
| Mount Victoria | $2,498 | -2% |
| Saint Leonard | $2,266 | -12% |
| Sunderland | $2,317 | -10% |
| Mount Rainier | $3,022 | +17% |
| Faulkner | $2,500 | -2% |
| Annapolis Junction | $2,341 | -8% |
| Bryantown | $2,504 | -2% |
| Dowell | $2,275 | -11% |
| Bladensburg | $3,090 | +19% |
| Churchton | $2,484 | -3% |
| Fort Washington | $3,024 | +17% |
| Port Republic | $2,272 | -11% |
| Funkstown | $2,019 | -23% |
| Ijamsville | $2,034 | -22% |
| Maugansville | $1,992 | -24% |
| Thurmont | $1,978 | -25% |
| Bivalve | $2,067 | -21% |
| Hebron | $2,045 | -22% |
| Nanticoke | $2,051 | -22% |
| Newcomb | $1,991 | -25% |
| Clear Spring | $2,003 | -24% |
| Fairplay | $2,004 | -24% |
| Monrovia | $2,043 | -22% |
| New Market | $2,011 | -24% |
| New Midway | $2,017 | -23% |
| New Windsor | $2,137 | -18% |
| Newark | $2,000 | -24% |
| Whaleyville | $2,007 | -24% |
| Delmar | $2,044 | -22% |
| Silver Spring | $2,559 | +0% |
| Arnold | $2,222 | -14% |
| Cockeysville | $2,592 | +2% |
| Hunt Valley | $2,594 | +2% |
| Kingsville | $2,488 | -2% |
| Monkton | $2,297 | -10% |
| Pasadena | $2,264 | -12% |
| Severn | $2,448 | -4% |
| Beltsville | $2,726 | +7% |
| Hughesville | $2,492 | -2% |
| Aquasco | $2,590 | +2% |
| Prince Frederick | $2,312 | -10% |
| White Plains | $2,552 | +0% |
| Pomfret | $2,522 | -1% |
| Brandywine | $2,625 | +3% |
| Capitol Heights | $3,201 | +23% |
| Riverdale | $3,024 | +17% |
| Keedysville | $2,028 | -23% |
| Rocky Ridge | $1,990 | -25% |
| Rohrersville | $2,031 | -23% |
| Manokin | $2,040 | -22% |
| Pittsville | $2,036 | -22% |
| Pocomoke City | $2,033 | -22% |
| Vienna | $2,027 | -23% |
| Willards | $2,017 | -23% |
| Takoma Park | $2,754 | +8% |
| Crownsville | $2,215 | -14% |
| Edgewater | $2,426 | -5% |
| Fallston | $2,296 | -10% |
| Oxford | $1,995 | -24% |
| Rock Hall | $1,985 | -25% |
| Toddville | $2,033 | -22% |
| Essex | $2,939 | +14% |
| Dundalk | $3,141 | +21% |
| Rosedale | $3,169 | +22% |
| Grantsville | $2,095 | -20% |
| Luke | $2,085 | -20% |
| Claiborne | $2,018 | -23% |
| Mcdaniel | $2,021 | -23% |
| Massey | $2,007 | -24% |
| Royal Oak | $1,997 | -24% |
| Boonsboro | $2,021 | -23% |
| Brunswick | $2,002 | -24% |
| Midlothian | $2,077 | -20% |
| Bethlehem | $1,998 | -24% |
| Bozman | $2,013 | -23% |
| Church Hill | $2,014 | -23% |
| Federalsburg | $1,994 | -24% |
| Henderson | $2,013 | -23% |
| Queen Anne | $2,009 | -24% |
| Wye Mills | $1,996 | -24% |
| Frostburg | $2,056 | -21% |
| Oakland | $2,118 | -18% |
| Barclay | $2,018 | -23% |
| Cordova | $1,999 | -24% |
| Crocheron | $2,030 | -23% |
| Hurlock | $2,012 | -24% |
| Madison | $2,033 | -22% |
| Marydel | $2,007 | -24% |
| Wittman | $2,025 | -23% |
| Street | $2,341 | -8% |
| Woodstock | $2,402 | -6% |
| Pikesville | $3,425 | +29% |
| Brooklyn | $3,271 | +25% |
| Parkville | $3,060 | +18% |
| Whiteford | $2,352 | -8% |
| Nottingham | $3,032 | +17% |
| Lonaconing | $2,070 | -21% |
| Mount Savage | $2,058 | -21% |
| Crapo | $2,029 | -23% |
| Kennedyville | $2,001 | -24% |
| Trappe | $1,993 | -24% |
| Wingate | $2,035 | -22% |
| Sparrows Point | $2,824 | +10% |
| Libertytown | $2,003 | -24% |
| Middletown | $1,990 | -25% |
| Taneytown | $2,103 | -19% |
| Allen | $2,034 | -22% |
| Girdletree | $2,028 | -23% |
| Rehobeth | $2,041 | -22% |
| North East | $2,274 | -11% |
| Bryans Road | $2,594 | +2% |
| Nanjemoy | $2,524 | -1% |
| Rock Point | $2,476 | -3% |
| Marbury | $2,553 | +0% |
| Waldorf | $2,585 | +1% |
| Issue | $2,509 | -2% |
| Pinto | $2,078 | -20% |
| Westernport | $2,082 | -20% |
| Greensboro | $2,020 | -23% |
| Sudlersville | $2,017 | -23% |
| Brownsville | $2,041 | -22% |
| Benedict | $2,513 | -1% |
| Welcome | $2,510 | -2% |
| Barstow | $2,293 | -11% |
| Burkittsville | $1,984 | -25% |
| Emmitsburg | $1,987 | -25% |
| Glenelg | $2,297 | -10% |
| Jefferson | $1,998 | -24% |
| Ladiesburg | $2,005 | -24% |
| Little Orleans | $2,092 | -20% |
| Bishopville | $1,992 | -25% |
| Deal Island | $2,040 | -22% |
| Mardela Springs | $2,029 | -23% |
| Marion Station | $2,051 | -22% |
| Parsonsburg | $2,016 | -23% |
| Princess Anne | $2,059 | -21% |
| Showell | $2,013 | -23% |
| Westover | $2,041 | -22% |
| Port Tobacco | $2,506 | -2% |
| Glenwood | $2,258 | -12% |
| Keymar | $2,085 | -20% |
| Sabillasville | $1,974 | -25% |
| Tuscarora | $2,033 | -22% |
| Williamsport | $1,992 | -25% |
| Mc Henry | $2,112 | -19% |
| Church Creek | $2,020 | -23% |
| Crumpton | $2,023 | -23% |
| East New Market | $2,017 | -23% |
| Galena | $2,007 | -24% |
| Goldsboro | $2,008 | -24% |
| Grasonville | $1,999 | -24% |
| Preston | $1,990 | -25% |
| Queenstown | $2,000 | -24% |
| Tilghman | $2,028 | -23% |
| Big Pool | $2,005 | -24% |
| Lanham | $2,877 | +12% |
| Cobb Island | $2,518 | -1% |
| Lusby | $2,278 | -11% |
| Cooksville | $2,308 | -10% |
| Berlin | $1,988 | -25% |
| Fruitland | $2,021 | -23% |
| Huntingtown | $2,311 | -10% |
| Accokeek | $2,826 | +10% |
| Cheltenham | $2,689 | +5% |
| Indian Head | $2,559 | +0% |
| Poolesville | $2,252 | -12% |
| Rockville | $2,276 | -11% |
| Washington Grove | $2,401 | -6% |
| District Heights | $3,008 | +17% |
| Upper Marlboro | $2,743 | +7% |
| Highland | $2,283 | -11% |
| Potomac | $2,261 | -12% |
| Gaithersburg | $2,331 | -9% |
| Montgomery Village | $2,323 | -9% |
| Kensington | $2,287 | -11% |
| Tracys Landing | $2,453 | -4% |
| Chevy Chase | $2,240 | -13% |
| Dickerson | $2,185 | -15% |
| Clarksburg | $2,218 | -14% |
| Brookeville | $2,285 | -11% |
| Garrett Park | $2,275 | -11% |
| Broomes Island | $2,285 | -11% |
| Ironsides | $2,547 | -0% |
| Childs | $2,313 | -10% |
| Conowingo | $2,316 | -10% |
| Earleville | $2,150 | -17% |
| Bloomington | $2,100 | -19% |
| Corriganville | $2,056 | -21% |
| Flintstone | $2,078 | -20% |
| Clinton | $2,798 | +9% |
| Owings | $2,305 | -10% |
| La Plata | $2,511 | -1% |
| Charlotte Hall | $2,401 | -6% |
| Suitland | $3,093 | +19% |
| Dunkirk | $2,301 | -10% |
| Harwood | $2,484 | -3% |
| Hyattsville | $3,034 | +17% |
| Bethesda | $2,237 | -13% |
| North Beach | $2,335 | -9% |
| Lothian | $2,477 | -3% |
| Stevenson | $2,560 | +0% |
| Upperco | $2,385 | -7% |
| Upper Falls | $2,499 | -2% |
| Deale | $2,479 | -3% |
| Savage | $2,365 | -7% |
| Olney | $2,259 | -12% |
| Boyds | $2,241 | -13% |
| Burtonsville | $2,509 | -2% |
| Germantown | $2,288 | -11% |
| Friendsville | $2,118 | -18% |
| Friendship | $2,482 | -3% |
| Galesville | $2,468 | -3% |
| Glen Echo | $2,238 | -13% |
| Barnesville | $2,224 | -14% |
| Derwood | $2,345 | -8% |
| Ashton | $2,299 | -10% |
| Temple Hills | $3,127 | +20% |
| Charlestown | $2,305 | -10% |
| Chesapeake City | $2,242 | -13% |
| Oxon Hill | $3,124 | +20% |
| Andrews Air Force Base | $2,572 | +1% |
| Greenbelt | $2,683 | +5% |
| West River | $2,504 | -2% |
| Cabin John | $2,257 | -12% |
| Beallsville | $2,241 | -13% |
| Brinklow | $2,299 | -10% |
| Newburg | $2,494 | -2% |
| Brentwood | $2,995 | +16% |
| Fort George G Meade | $2,279 | -11% |
| Fulton | $2,249 | -12% |
| Glenn Dale | $2,687 | +5% |
| Damascus | $2,234 | -13% |
| Georgetown | $2,227 | -13% |
| Aberdeen | $2,350 | -8% |
| Belcamp | $2,364 | -7% |
| Lutherville Timonium | $2,565 | +1% |
| Perry Hall | $2,599 | +2% |
| Pylesville | $2,343 | -8% |
| Chesapeake Beach | $2,325 | -9% |
| Columbia | $2,293 | -11% |
| Forest Hill | $2,317 | -10% |
| Gambrills | $2,319 | -9% |
| Hanover | $2,456 | -4% |
| Manchester | $2,154 | -17% |
| Millersville | $2,262 | -12% |
| Owings Mills | $2,854 | +11% |
| Parkton | $2,284 | -11% |
| Phoenix | $2,451 | -4% |
| Reisterstown | $2,734 | +7% |
| Clarksville | $2,291 | -11% |
| Davidsonville | $2,457 | -4% |
| Havre De Grace | $2,329 | -9% |
| Jarrettsville | $2,327 | -9% |
| Joppa | $2,381 | -7% |
| Odenton | $2,301 | -10% |
| Abingdon | $2,369 | -7% |
| Bel Air | $2,250 | -12% |
| Edgewood | $2,477 | -3% |
| Fort Howard | $2,678 | +5% |
| Glyndon | $2,590 | +2% |
| Riderwood | $2,572 | +1% |
| Jessup | $2,368 | -7% |
| Baldwin | $2,460 | -4% |
| Benson | $2,352 | -8% |
| Boring | $2,441 | -4% |
| Butler | $2,524 | -1% |
| Churchville | $2,318 | -9% |
| Ellicott City | $2,432 | -5% |
| Brooklandville | $2,602 | +2% |
| Maryland Line | $2,376 | -7% |
| Riva | $2,425 | -5% |
| Aberdeen Proving Ground | $2,311 | -10% |
| Dayton | $2,289 | -11% |
| Glen Burnie | $2,517 | -1% |
| Harmans | $2,459 | -4% |
| Simpsonville | $2,327 | -9% |
| Freeland | $2,266 | -12% |
| Gibson Island | $2,264 | -12% |
| Glen Arm | $2,487 | -2% |
| Rising Sun | $2,283 | -11% |
| Perryville | $2,295 | -10% |
| Port Deposit | $2,321 | -9% |
| Warwick | $2,142 | -17% |
| Colora | $2,302 | -10% |
| Woodsboro | $2,028 | -23% |
| Ewell | $2,072 | -21% |
| Linkwood | $2,024 | -23% |
| Tyaskin | $2,066 | -21% |
| Shady Side | $2,486 | -2% |
| Darlington | $2,323 | -9% |
| Fork | $2,481 | -3% |
| Crofton | $2,251 | -12% |
| Severna Park | $2,234 | -13% |
| Cecilton | $2,157 | -17% |
| Elkton | $2,327 | -9% |
| Spencerville | $2,488 | -2% |
| Elk Mills | $2,309 | -10% |
| Long Green | $2,567 | +1% |
| Marriottsville | $2,577 | +1% |
| Kitzmiller | $2,114 | -19% |
| Swanton | $2,110 | -19% |
| Still Pond | $2,003 | -24% |
| Hancock | $2,009 | -24% |
| Lisbon | $2,230 | -13% |
| Smithsburg | $1,997 | -24% |
| Union Bridge | $2,058 | -21% |
| Eden | $2,028 | -23% |
| Tylerton | $2,080 | -20% |
| Gunpowder | $2,391 | -6% |
| Chase | $2,677 | +5% |
| Finksburg | $2,160 | -16% |
| Hampstead | $2,173 | -16% |
| Elkridge | $2,563 | +1% |
| Hydes | $2,477 | -3% |
| Lineboro | $2,198 | -15% |
| Linthicum Heights | $2,499 | -2% |
| Randallstown | $3,108 | +20% |
| Sandy Spring | $2,312 | -10% |
Auto insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.
Rates refreshed as of Aug 2024
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Frequently asked questions
Methodology
Bankrate utilizes Quadrant Information Services to analyze the latest rates in August 2024 for ZIP codes and carriers in all 50 states and Washington, D.C. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. These revised rates are then weighted based on the population density in each geographic region so that policyholders can see the impact rates have in their areas. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.
46
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34.5K
ZIP codes examined
1.2M
quotes analyzed
Written by
Natalie Todoroff
Writer, Insurance
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Natalie Todoroff is an insurance writer and industry analyst for Bankrate. She is based in San Francisco and holds a personal lines insurance license in the state of California.
